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Around October, 2012, Henny finally attended a 101 workshop because we couldnt see our finances improve as fast as we wanted, both of us worked and we had passive income coming in, but we were just existing.

Henny decided we must be doing something wrong, we need another perspective, new insight, a different approach because what were doing, was obviously not working. What a blessing, and his first financially sound move Im thankful for.

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We finally sat down together as husband and wife analyzing our finances, one team, one goal to freedom and happiness.

I told Henny I already know how to budget my money and save, you just have to live within your means, you dont know where your money is going, and you always read books about getting rich.

To tell you the truth, I thought 101 Financial was another Multi- Level Marketing (MLM) cattle call, but Henny was excited and I thought Id let him scout it out first.

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